Flood Insurance in Upland, CA
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Floods are among the most frequent natural disasters that can lead to severe property damage and financial strain. Heavy rainfall, overflowing rivers or lakes and broken infrastructure can all contribute to flooding. Even a small amount of water inside your home can result in significant repair costs. Despite this, many homeowners may not realize that basic home insurance policies usually do not include flood coverage. That’s why it’s essential to consider flood insurance.
What Flood Insurance Typically Covers 
Flood insurance generally includes two main types of coverage:
- Building coverage may help pay for repairs to your home’s structure. This can include the foundation, electrical and plumbing systems, walls and built-in features like cabinets, bookcases and paneling.
- Contents coverage may provide financial support if floodwater damages or destroys your belongings. This may include clothes, furniture, electronics, curtains and portable appliances.
The Cost of Flood Insurance
Many factors impact the price of flood insurance. When calculating your premium, insurers may look at the following:
- The age and construction of your home
- Your location
- The elevation and slope of your property
- The area’s history of flooding
- The amount of coverage you choose
- Your deductible
We’re Here to Help
Thrifty Insurance Services is ready to guide you through your flood insurance options. We’ll assess your situation and help you find ideal coverage. Contact us today to get started.